{"id":3685943,"date":"2026-04-28T04:01:36","date_gmt":"2026-04-28T08:01:36","guid":{"rendered":"https:\/\/www.pymnts.com\/?p=3685943"},"modified":"2026-04-27T22:01:58","modified_gmt":"2026-04-28T02:01:58","slug":"inside-the-race-to-bring-stablecoins-to-the-checkout-counter","status":"publish","type":"post","link":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/","title":{"rendered":"Inside the Race to Bring Stablecoins to the Checkout Counter"},"content":{"rendered":"<p>The winners in crypto payments may not be the most innovative, but the least disruptive.<\/p><div\r\n\tid=\"article-paywall-overlay\"\r\n\tclass=\"d-none\"\r\n>\r\n\t<div id=\"article-paywall-content\" class=\"my-4\">\r\n\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2699550-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"2699550\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/posts\/3685943#wpcf7-f2699550-o1\" method=\"post\" class=\"wpcf7-form init pymnts-article-paywall-form\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2699550\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2699550-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"free-articles-prompt-intro\">\n\t<h2 class=\"mb-2\">Get the Full Story\n\t<\/h2>\n\t<p class=\"mb-4\">Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content \u2014 no additional logins required.\n\t<\/p>\n\t<div id='registrationContainer' class='container px-0'>\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"firstName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"firstName\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name*\" value=\"\" type=\"text\" name=\"firstName\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"lastName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"lastName\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name*\" value=\"\" type=\"text\" name=\"lastName\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourTitle\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputTitle\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Title*\" value=\"\" type=\"text\" name=\"YourTitle\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourCompany\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputCompany\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company*\" value=\"\" type=\"text\" name=\"YourCompany\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control border-secondary\" id=\"inputEmail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourCountry\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputCountry\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Country*\" value=\"\" type=\"text\" name=\"YourCountry\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t<input class=\"wpcf7-form-control wpcf7-hidden\" id=\"inputEmailHidden\" value=\"\" type=\"hidden\" name=\"yourName\" \/>\n\t\t\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"email\" \/>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"newsLetterChoice\"><span class=\"wpcf7-form-control wpcf7-checkbox me-1\" id=\"checkNewsletter\"><span class=\"wpcf7-list-item first last\"><input type=\"checkbox\" name=\"newsLetterChoice[]\" value=\"yes\" checked=\"checked\" \/><span class=\"wpcf7-list-item-label\">yes<\/span><\/span><\/span><\/span><span class=\"small\">Subscribe to our daily newsletter, PYMNTS Today.<\/span>\n\t\t\t\t<\/p>\n\t\t\t\t<p class=\"small lh-base\" style=\"font-size:.9rem;\">By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our <a class=\"fw-bold\" href=\"https:\/\/pymnts-com-develop.go-vip.net\/privacy-policy\/\">Privacy Policy<\/a> and <a class=\"fw-bold\" href=\"https:\/\/pymnts-com-develop.go-vip.net\/terms-conditions\/\">Terms and Conditions<\/a>.\n\t\t\t\t<\/p>\n\t\t\t\t<p><input id='hiddenPath' type='hidden' name='path' value='' \/><input type='hidden' name='userDeviceId' id='userDeviceId' \/><input type='hidden' name='pageTitle' id='pageTitle' \/>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12\">\n\t\t\t\t<div id='formButtonRow' class='container mt-1 px-0'>\n\t\t\t\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-dark text-uppercase py-2 px-5 small\" id=\"theSubmitButton\" type=\"submit\" value=\"Submit\" \/>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><input type=\"hidden\" name=\"post_id\" value=\"3685943\" \/><input type=\"hidden\" name=\"source\" value=\"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/\" \/><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"201\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\r\n\t<\/div>\r\n<\/div>\r\n<div id=\"article-paywall-hidden-content\">\r\n\t\n<p>\u201cYou don\u2019t want to be there waiting for 20 seconds just for the payment conversion to go through,\u201d <a href=\"https:\/\/www.linkedin.com\/in\/houlgrave\/\">Jess Houlgrave<\/a>, CEO of <a href=\"https:\/\/walletconnect.com\/\">WalletConnect<\/a>, told PYMNTS.<\/p>\n<p>While for years the promise of crypto payments has largely unfolded online, embedded in eCommerce flows, trading platforms and digital-native ecosystems, stablecoins are now moving from browser-based checkouts into physical retail environments.<\/p>\n<p>That transition, while subtle on the surface, could fundamentally reshape how merchants think about cost, speed and customer experience at the point of sale.<\/p>\n<p>\u201cA lot of global retail is happening in person. In some countries it\u2019s up to 80%. And I think that represents how important the physical is,\u201d Houlgrave said.<\/p>\n<p>But what works online doesn\u2019t always translate cleanly to a checkout counter. In eCommerce, latency is tolerable. A few extra seconds for transaction confirmation can go unnoticed amid page loads and form fields. In-store, that same delay becomes friction. Payments must clear in seconds, queues must move quickly, and compliance must happen without interrupting the customer flow.<\/p><div id=\"pymnt-2459854600\" class=\"pymnt-content pymnt-entity-placement\" style=\"margin-top: 50px;\"><p style=\"text-align:center\">Advertisement: Scroll to Continue<\/p><script async type=\"text\/javascript\" id=\"dianomi_context_script\" src=\"https:\/\/www.dianomi.com\/js\/contextfeed.js\"><\/script> \r\n<div class=\"dianomi_context\" data-dianomi-context-id=\"4329\"><\/div><\/div>\n<p>That\u2019s becoming the new challenge for crypto payments today, and it\u2019s one that WalletConnect recently teamed up with <a href=\"https:\/\/www.imin.com\/\" target=\"_blank\" rel=\"noopener\">iMin<\/a> to help tackle, announcing an April 21 integration to bring stablecoin payments to smart POS devices.<\/p>\n<p>\u201cThe goal here is that the merchant shouldn\u2019t care if somebody\u2019s paying with crypto,\u201d Houlgrave said, drawing a parallel to card networks like\u00a0Visa\u00a0and\u00a0Mastercard.<\/p>\n<h2>Moving Digital Dollars From Merchant Novelty to Commerce Infrastructure<\/h2>\n<p>If crypto is to succeed in mainstream retail, it may need to disappear entirely from the merchant\u2019s perspective. That philosophy reflects a broader trend in FinTech: abstraction. The most successful payment systems are those that hide their complexity behind familiar interfaces. Whether a customer taps a phone, scans a QR code or uses a hardware wallet, the experience must feel consistent.<\/p>\n<p>\u201cWe have to make sure that it\u2019s really easy for the in-store operator,\u201d Houlgrave said. \u201cThey don\u2019t need to learn about chains and tokens.\u201d<\/p>\n<p>This emphasis on familiarity extends globally. Payment preferences vary widely: Tap-to-pay dominates in some markets, while QR codes lead in others. The challenge is not to impose a new behavior, but to embed crypto into existing ones.<\/p>\n<p>Still, one major constraint to crypto payments in physical retail settings can be tied to the lack of interface. Unlike online checkouts, where merchants can gather extensive customer data, in-store environments offer limited \u201creal estate\u201d for compliance workflows.<\/p>\n<p>\u201cWe\u2019ve been really focused on moving some of that data capture and data collection into the wallet interface \u2026 [so] we can continue to make compliant payment flows even though you don\u2019t have all of this real estate,\u201d Houlgrave said.<\/p>\n<p>In effect, the burden shifts from merchant to wallet \u2014 embedding identity, compliance and verification directly into the user\u2019s device. That architectural change could be key to making crypto viable in physical retail without slowing down transactions.<\/p>\n<p>\u201cCompliance is always a top topic,\u201d Houlgrave noted. \u201cMerchants really want to see that this is being built right from the ground up with compliance in mind.\u201d<\/p>\n<h2>Why Merchants Are Paying Attention Now<\/h2>\n<p>The timing of the retail checkout stablecoin push is not accidental. Retailers are under pressure from rising payment costs, particularly in-store, where expenses like cash handling and card interchange fees add up.<\/p>\n<p>\u201cThere\u2019s a lot of different cost structures in store with payments, including things like cash handling,\u201d Houlgrave said. \u201cThat can often increase the pricing, which means that merchants are often interested in this capability.\u201d<\/p>\n<p>Still, scaling any payment method requires a two-sided equation: merchant acceptance and consumer usage. Houlgrave was clear that neither side will move without the other, stressing the importance of being \u201cmerchant ready.\u201d<\/p>\n<p>That\u2019s where partnerships with terminal manufacturers come into play. By integrating stablecoin functionality into existing hardware ecosystems, friction can be removed at the point of adoption.<\/p>\n<p>The strategy is straightforward: Meet merchants where they already are, and it\u2019s a strategy that WalletConnect itself is embracing with products like WalletConnect Pay.<\/p>\n<p>\u201cMost merchants want to accept crypto in a way that is just really compatible with their existing payment systems,\u201d Houlgrave said. \u201cThey don\u2019t want to have new terminals, new devices. \u2026 Most of them just want a really easy switch.\u201d<\/p>\n<p>The second phase centers around operational continuity. Once enabled, crypto payments should not disrupt existing workflows \u2014 from staff training to accounting to refunds.<\/p>\n<p>\u201cIt\u2019s really thinking about all of these things end-to-end so that there\u2019s predictability,\u201d Houlgrave said. \u201cOn an ongoing basis, this just settles to them and looks and feels like any other payment method.\u201d<\/p>\n<p>That vision \u2014 crypto as just another line item in the payments stack \u2014 may ultimately determine whether stablecoins break out of their niche.<\/p>\n\r\n<\/div>\r\n<script>\r\n\twindow.pymntsAllowedArticleCount = 2;\r\n\twindow.pymntsPostID = 3685943;\r\n<\/script>","protected":false},"excerpt":{"rendered":"<p>The winners in crypto payments may not be the most innovative, but the least disruptive. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content \u2014 no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":3686548,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[34410],"tags":[11575,13328,9206,4369,133069,41360,63195],"class_list":["post-3685943","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cryptocurrency","tag-checkout","tag-featured-news","tag-news","tag-pos","tag-pymnts-news","tag-stablecoins","tag-walletconnect"],"acf":{"suggested_titles":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Inside the Race to Bring Stablecoins to the Checkout Counter<\/title>\n<meta name=\"description\" content=\"WalletConnect CEO Jess Houlgrave tells PYMNTS why both interest and integration are needed to drive stablecoin adoption.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Inside the Race to Bring Stablecoins to the Checkout Counter | PYMNTS.com\" \/>\n<meta property=\"og:description\" content=\"The winners in crypto payments may not be the most innovative, but the least disruptive. \u201cYou don\u2019t want to be there waiting for 20 seconds just for the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/\" \/>\n<meta property=\"og:site_name\" content=\"PYMNTS.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pymnts\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/pymnts\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-28T08:01:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"PYMNTS\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@pymnts\" \/>\n<meta name=\"twitter:site\" content=\"@pymnts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/\"},\"author\":{\"name\":\"PYMNTS\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/person\\\/9f0152ca483ca33a5d8121739eadfe4b\"},\"headline\":\"Inside the Race to Bring Stablecoins to the Checkout Counter\",\"datePublished\":\"2026-04-28T08:01:36+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/\"},\"wordCount\":810,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Stablecoin-Checkout-xxx.png\",\"keywords\":[\"checkout\",\"Featured News\",\"News\",\"POS\",\"PYMNTS News\",\"stablecoins\",\"WalletConnect\"],\"articleSection\":[\"Cryptocurrency\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/\",\"name\":\"Inside the Race to Bring Stablecoins to the Checkout Counter\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Stablecoin-Checkout-xxx.png\",\"datePublished\":\"2026-04-28T08:01:36+00:00\",\"description\":\"WalletConnect CEO Jess Houlgrave tells PYMNTS why both interest and integration are needed to drive stablecoin adoption.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Stablecoin-Checkout-xxx.png\",\"contentUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/Stablecoin-Checkout-xxx.png\",\"width\":1200,\"height\":720,\"caption\":\"Stablecoin Checkout\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/cryptocurrency\\\/2026\\\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pymnts.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Inside the Race to Bring Stablecoins to the Checkout Counter\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#website\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/\",\"name\":\"PYMNTS.com\",\"description\":\"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pymnts.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\",\"name\":\"PYMNTS\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/PYMNTS_2023_logo_black-1.png\",\"contentUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/PYMNTS_2023_logo_black-1.png\",\"width\":3329,\"height\":687,\"caption\":\"PYMNTS\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pymnts\\\/\",\"https:\\\/\\\/x.com\\\/pymnts\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/person\\\/9f0152ca483ca33a5d8121739eadfe4b\",\"name\":\"PYMNTS\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"caption\":\"PYMNTS\"},\"description\":\"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pymnts\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pymnts-com\",\"https:\\\/\\\/x.com\\\/pymnts\"],\"url\":\"https:\\\/\\\/www.pymnts.com\\\/author\\\/pymnts\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Inside the Race to Bring Stablecoins to the Checkout Counter","description":"WalletConnect CEO Jess Houlgrave tells PYMNTS why both interest and integration are needed to drive stablecoin adoption.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/","og_locale":"en_US","og_type":"article","og_title":"Inside the Race to Bring Stablecoins to the Checkout Counter | PYMNTS.com","og_description":"The winners in crypto payments may not be the most innovative, but the least disruptive. \u201cYou don\u2019t want to be there waiting for 20 seconds just for the","og_url":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/","og_site_name":"PYMNTS.com","article_publisher":"https:\/\/www.facebook.com\/pymnts\/","article_author":"https:\/\/www.facebook.com\/pymnts","article_published_time":"2026-04-28T08:01:36+00:00","og_image":[{"width":1200,"height":720,"url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png","type":"image\/png"}],"author":"PYMNTS","twitter_card":"summary_large_image","twitter_creator":"@pymnts","twitter_site":"@pymnts","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#article","isPartOf":{"@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/"},"author":{"name":"PYMNTS","@id":"https:\/\/www.pymnts.com\/#\/schema\/person\/9f0152ca483ca33a5d8121739eadfe4b"},"headline":"Inside the Race to Bring Stablecoins to the Checkout Counter","datePublished":"2026-04-28T08:01:36+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/"},"wordCount":810,"publisher":{"@id":"https:\/\/www.pymnts.com\/#organization"},"image":{"@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png","keywords":["checkout","Featured News","News","POS","PYMNTS News","stablecoins","WalletConnect"],"articleSection":["Cryptocurrency"],"inLanguage":"en-US","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.pymnts.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/","url":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/","name":"Inside the Race to Bring Stablecoins to the Checkout Counter","isPartOf":{"@id":"https:\/\/www.pymnts.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#primaryimage"},"image":{"@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png","datePublished":"2026-04-28T08:01:36+00:00","description":"WalletConnect CEO Jess Houlgrave tells PYMNTS why both interest and integration are needed to drive stablecoin adoption.","breadcrumb":{"@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#primaryimage","url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png","contentUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png","width":1200,"height":720,"caption":"Stablecoin Checkout"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pymnts.com\/"},{"@type":"ListItem","position":2,"name":"Inside the Race to Bring Stablecoins to the Checkout Counter"}]},{"@type":"WebSite","@id":"https:\/\/www.pymnts.com\/#website","url":"https:\/\/www.pymnts.com\/","name":"PYMNTS.com","description":"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.","publisher":{"@id":"https:\/\/www.pymnts.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pymnts.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.pymnts.com\/#organization","name":"PYMNTS","url":"https:\/\/www.pymnts.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pymnts.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/05\/PYMNTS_2023_logo_black-1.png","contentUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/05\/PYMNTS_2023_logo_black-1.png","width":3329,"height":687,"caption":"PYMNTS"},"image":{"@id":"https:\/\/www.pymnts.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pymnts\/","https:\/\/x.com\/pymnts"]},{"@type":"Person","@id":"https:\/\/www.pymnts.com\/#\/schema\/person\/9f0152ca483ca33a5d8121739eadfe4b","name":"PYMNTS","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","caption":"PYMNTS"},"description":"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.","sameAs":["https:\/\/www.facebook.com\/pymnts","https:\/\/www.linkedin.com\/company\/pymnts-com","https:\/\/x.com\/pymnts"],"url":"https:\/\/www.pymnts.com\/author\/pymnts\/"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/pymnts.com\/cryptocurrency\/2026\/inside-the-race-to-bring-stablecoins-to-the-checkout-counter\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":[],"rendered":"","tracker_url":"https:\/\/cdn.parsely.com\/keys\/pymnts.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2026\/04\/Stablecoin-Checkout-xxx.png","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3685943","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/comments?post=3685943"}],"version-history":[{"count":6,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3685943\/revisions"}],"predecessor-version":[{"id":3686138,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3685943\/revisions\/3686138"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/media\/3686548"}],"wp:attachment":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/media?parent=3685943"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/categories?post=3685943"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/tags?post=3685943"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}