{"id":3695571,"date":"2026-04-30T12:00:46","date_gmt":"2026-04-30T16:00:46","guid":{"rendered":"https:\/\/www.pymnts.com\/?p=3695571"},"modified":"2026-04-30T12:00:46","modified_gmt":"2026-04-30T16:00:46","slug":"shopify-seeks-regulators-ok-to-become-money-transmitter","status":"publish","type":"post","link":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/","title":{"rendered":"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter"},"content":{"rendered":"<p style=\"font-weight: 400;\"><a href=\"https:\/\/www.shopify.com\/\">Shopify<\/a>\u00a0is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants.<\/p><div\r\n\tid=\"article-paywall-overlay\"\r\n\tclass=\"d-none\"\r\n>\r\n\t<div id=\"article-paywall-content\" class=\"my-4\">\r\n\t\t\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f2699550-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"2699550\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> <ul><\/ul><\/div>\n<form action=\"\/wp-json\/wp\/v2\/posts\/3695571#wpcf7-f2699550-o1\" method=\"post\" class=\"wpcf7-form init pymnts-article-paywall-form\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\">\n<fieldset class=\"hidden-fields-container\"><input type=\"hidden\" name=\"_wpcf7\" value=\"2699550\" \/><input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.1.5\" \/><input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f2699550-o1\" \/><input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/fieldset>\n<div class=\"free-articles-prompt-intro\">\n\t<h2 class=\"mb-2\">Get the Full Story\n\t<\/h2>\n\t<p class=\"mb-4\">Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content \u2014 no additional logins required.\n\t<\/p>\n\t<div id='registrationContainer' class='container px-0'>\n\t\t<div class=\"row\">\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"firstName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"firstName\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"First Name*\" value=\"\" type=\"text\" name=\"firstName\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"lastName\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"lastName\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Last Name*\" value=\"\" type=\"text\" name=\"lastName\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourTitle\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputTitle\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Title*\" value=\"\" type=\"text\" name=\"YourTitle\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourCompany\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputCompany\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Company*\" value=\"\" type=\"text\" name=\"YourCompany\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourEmail\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-validates-as-required wpcf7-text wpcf7-validates-as-email form-control border-secondary\" id=\"inputEmail\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Email*\" value=\"\" type=\"email\" name=\"YourEmail\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"YourCountry\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required form-control border-secondary\" id=\"inputCountry\" aria-required=\"true\" aria-invalid=\"false\" placeholder=\"Country*\" value=\"\" type=\"text\" name=\"YourCountry\" \/><\/span>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12 col-md-6\">\n\t\t\t<input class=\"wpcf7-form-control wpcf7-hidden\" id=\"inputEmailHidden\" value=\"\" type=\"hidden\" name=\"yourName\" \/>\n\t\t\t<input class=\"wpcf7-form-control wpcf7-hidden\" value=\"\" type=\"hidden\" name=\"email\" \/>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12\">\n\t\t\t\t<p><span class=\"wpcf7-form-control-wrap\" data-name=\"newsLetterChoice\"><span class=\"wpcf7-form-control wpcf7-checkbox me-1\" id=\"checkNewsletter\"><span class=\"wpcf7-list-item first last\"><input type=\"checkbox\" name=\"newsLetterChoice[]\" value=\"yes\" checked=\"checked\" \/><span class=\"wpcf7-list-item-label\">yes<\/span><\/span><\/span><\/span><span class=\"small\">Subscribe to our daily newsletter, PYMNTS Today.<\/span>\n\t\t\t\t<\/p>\n\t\t\t\t<p class=\"small lh-base\" style=\"font-size:.9rem;\">By completing this form, you agree to receive marketing communications from PYMNTS and to the sharing of your information with our sponsor, if applicable, in accordance with our <a class=\"fw-bold\" href=\"https:\/\/pymnts-com-develop.go-vip.net\/privacy-policy\/\">Privacy Policy<\/a> and <a class=\"fw-bold\" href=\"https:\/\/pymnts-com-develop.go-vip.net\/terms-conditions\/\">Terms and Conditions<\/a>.\n\t\t\t\t<\/p>\n\t\t\t\t<p><input id='hiddenPath' type='hidden' name='path' value='' \/><input type='hidden' name='userDeviceId' id='userDeviceId' \/><input type='hidden' name='pageTitle' id='pageTitle' \/>\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n\t\t\t<div class=\"col-12\">\n\t\t\t\t<div id='formButtonRow' class='container mt-1 px-0'>\n\t\t\t\t\t<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner btn btn-dark text-uppercase py-2 px-5 small\" id=\"theSubmitButton\" type=\"submit\" value=\"Submit\" \/>\n\t\t\t\t\t<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/div><input type=\"hidden\" name=\"post_id\" value=\"3695571\" \/><input type=\"hidden\" name=\"source\" value=\"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/\" \/><p style=\"display: none !important;\" class=\"akismet-fields-container\" data-prefix=\"_wpcf7_ak_\"><label>&#916;<textarea name=\"_wpcf7_ak_hp_textarea\" cols=\"45\" rows=\"8\" maxlength=\"100\"><\/textarea><\/label><input type=\"hidden\" id=\"ak_js_1\" name=\"_wpcf7_ak_js\" value=\"37\"\/><script>document.getElementById( \"ak_js_1\" ).setAttribute( \"value\", ( new Date() ).getTime() );<\/script><\/p><div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<\/form>\n<\/div>\n\r\n\t<\/div>\r\n<\/div>\r\n<div id=\"article-paywall-hidden-content\">\r\n\t\n<p style=\"font-weight: 400;\">The eCommerce giant has already landed money transmitter licenses in more than a dozen states to hold and move funds itself, and hopes to get them on a nationwide basis, The Information\u00a0<a href=\"https:\/\/www.theinformation.com\/articles\/shopify-seeks-licenses-push-deeper-fintech?offer=rtsu-engagement-25%2Crtsu-featured-articles-pro&amp;utm_campaign=RTSU%3A+Shopify+Seeks&amp;utm_content=13125&amp;utm_medium=email&amp;utm_source=cio&amp;utm_term=9121&amp;rc=nqem4s\">reported<\/a>\u00a0Thursday (April 30).<\/p>\n<p style=\"font-weight: 400;\">The report notes that this would grant Shopify \u2014 which as of this winter commanded\u00a0<a href=\"https:\/\/www.pymnts.com\/earnings\/2026\/shopify-expands-grip-on-checkout-as-ai-driven-shopping-surges\/\">more than 14%<\/a>\u00a0of U.S. eCommerce market share \u2014 greater control over how money moves on its platform.<\/p>\n<p style=\"font-weight: 400;\">It could also potentially give the company more revenue from the hundreds of billions in transactions made via its shops every year, the report said.<\/p>\n<p style=\"font-weight: 400;\">Shopify, according to government records cited by The Information, has told regulators it aims to serve as a money transmitter and a \u201cprovider of prepaid access.\u201d<\/p>\n<p style=\"font-weight: 400;\">This would let it transmit money for other parties and store funds on their behalf, the report said, likening it to the way consumers can leave money in accounts like Venmo for later use.<\/p><div id=\"pymnt-1464940913\" class=\"pymnt-content pymnt-entity-placement\" style=\"margin-top: 50px;\"><p style=\"text-align:center\">Advertisement: Scroll to Continue<\/p><script async type=\"text\/javascript\" id=\"dianomi_context_script\" src=\"https:\/\/www.dianomi.com\/js\/contextfeed.js\"><\/script> \r\n<div class=\"dianomi_context\" data-dianomi-context-id=\"4329\"><\/div><\/div>\n<p style=\"font-weight: 400;\">This will mean landing nationwide money transmitter licenses, The Information added. The company has licenses in 18 states and Puerto Rico so far, with the rest under review. This includes larger states with stricter regulations, such as New York and California.<\/p>\n<p style=\"font-weight: 400;\">\u201cShopify has provided financial products and payment services for years,\u201d a Shopify spokesperson told The Information.<\/p>\n<p style=\"font-weight: 400;\">\u201cObtaining licenses will allow us to keep building on our existing tools that help merchants run their business. Our payment partnerships are foundational to that work, and millions of merchants rely on the infrastructure we\u2019ve built together.\u201d<\/p>\n<p style=\"font-weight: 400;\">In other Shopify news, the company earlier this month said it would make some of its B2B features\u00a0<a href=\"https:\/\/www.pymnts.com\/news\/b2b-payments\/2026\/shopify-expands-availability-of-b2b-tools-to-all-merchants\/\">available to merchants<\/a>\u00a0on all of its plans. These include company profiles for wholesale buyers, up to three custom catalogs with tailored pricing, volume discounts and quantity rules.<\/p>\n<p style=\"font-weight: 400;\">PYMNTS has also written about the company\u2019s\u00a0<a href=\"https:\/\/www.pymnts.com\/loans\/2026\/platforms-expand-smb-lending-as-working-capital-demand-rises\/\">growing lending business<\/a>\u00a0to merchants, part of a broader trend of platforms providing working capital to small and medium-sized businesses (SMBs). The company\u2019s total loans and merchant cash advances stood at $1.8 billion at the end of 2025, compared with $1.2 billion one year earlier.<\/p>\n<p style=\"font-weight: 400;\">\u201cAs commerce volumes fluctuate and operating expenses remain elevated, platforms that process payments and host storefronts are extending financing directly within their networks,\u201d PYMNTS wrote.<\/p>\n<p style=\"font-weight: 400;\">Research from PYMNTS Intelligence highlights the appeal of\u00a0<a href=\"https:\/\/www.pymnts.com\/study_posts\/how-retail-small-businesses-finance-survival-in-uncertain-times\/\">quicker access to capital<\/a>, particularly for smaller firms, with half of SMBs saying they depend on day-to-day sales or existing bank balances to remain in business.<\/p>\n\r\n<\/div>\r\n<script>\r\n\twindow.pymntsAllowedArticleCount = 2;\r\n\twindow.pymntsPostID = 3695571;\r\n<\/script>","protected":false},"excerpt":{"rendered":"<p>Shopify\u00a0is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content \u2014 no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1447449,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[4028],"tags":[4152,9206,133069,9621,4294,5299],"class_list":["post-3695571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-regulation","tag-ecommerce","tag-news","tag-pymnts-news","tag-retail","tag-shopify","tag-whats-hot"],"acf":{"suggested_titles":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Shopify Seeks Regulators\u2019 OK to Become Money Transmitter<\/title>\n<meta name=\"description\" content=\"Shopify is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter | PYMNTS.com\" \/>\n<meta property=\"og:description\" content=\"Shopify\u00a0is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants. The eCommerce giant has already landed\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/\" \/>\n<meta property=\"og:site_name\" content=\"PYMNTS.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/pymnts\/\" \/>\n<meta property=\"article:author\" content=\"https:\/\/www.facebook.com\/pymnts\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-30T16:00:46+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"720\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"PYMNTS\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@pymnts\" \/>\n<meta name=\"twitter:site\" content=\"@pymnts\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/\"},\"author\":{\"name\":\"PYMNTS\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/person\\\/9f0152ca483ca33a5d8121739eadfe4b\"},\"headline\":\"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter\",\"datePublished\":\"2026-04-30T16:00:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/\"},\"wordCount\":425,\"publisher\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Shopify.jpg\",\"keywords\":[\"ecommerce\",\"News\",\"PYMNTS News\",\"Retail\",\"shopify\",\"What's Hot\"],\"articleSection\":[\"Regulation\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/\",\"name\":\"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Shopify.jpg\",\"datePublished\":\"2026-04-30T16:00:46+00:00\",\"description\":\"Shopify is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Shopify.jpg\",\"contentUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Shopify.jpg\",\"width\":1200,\"height\":720,\"caption\":\"Shopify\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/news\\\/regulation\\\/2026\\\/shopify-seeks-regulators-ok-to-become-money-transmitter\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.pymnts.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#website\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/\",\"name\":\"PYMNTS.com\",\"description\":\"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.pymnts.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#organization\",\"name\":\"PYMNTS\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/PYMNTS_2023_logo_black-1.png\",\"contentUrl\":\"https:\\\/\\\/www.pymnts.com\\\/wp-content\\\/uploads\\\/2023\\\/05\\\/PYMNTS_2023_logo_black-1.png\",\"width\":3329,\"height\":687,\"caption\":\"PYMNTS\"},\"image\":{\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pymnts\\\/\",\"https:\\\/\\\/x.com\\\/pymnts\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.pymnts.com\\\/#\\\/schema\\\/person\\\/9f0152ca483ca33a5d8121739eadfe4b\",\"name\":\"PYMNTS\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g\",\"caption\":\"PYMNTS\"},\"description\":\"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.\",\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/pymnts\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/pymnts-com\",\"https:\\\/\\\/x.com\\\/pymnts\"],\"url\":\"https:\\\/\\\/www.pymnts.com\\\/author\\\/pymnts\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter","description":"Shopify is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/","og_locale":"en_US","og_type":"article","og_title":"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter | PYMNTS.com","og_description":"Shopify\u00a0is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants. The eCommerce giant has already landed","og_url":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/","og_site_name":"PYMNTS.com","article_publisher":"https:\/\/www.facebook.com\/pymnts\/","article_author":"https:\/\/www.facebook.com\/pymnts","article_published_time":"2026-04-30T16:00:46+00:00","og_image":[{"width":1200,"height":720,"url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg","type":"image\/jpeg"}],"author":"PYMNTS","twitter_card":"summary_large_image","twitter_creator":"@pymnts","twitter_site":"@pymnts","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#article","isPartOf":{"@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/"},"author":{"name":"PYMNTS","@id":"https:\/\/www.pymnts.com\/#\/schema\/person\/9f0152ca483ca33a5d8121739eadfe4b"},"headline":"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter","datePublished":"2026-04-30T16:00:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/"},"wordCount":425,"publisher":{"@id":"https:\/\/www.pymnts.com\/#organization"},"image":{"@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg","keywords":["ecommerce","News","PYMNTS News","Retail","shopify","What's Hot"],"articleSection":["Regulation"],"inLanguage":"en-US","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.pymnts.com\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/","url":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/","name":"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter","isPartOf":{"@id":"https:\/\/www.pymnts.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#primaryimage"},"image":{"@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#primaryimage"},"thumbnailUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg","datePublished":"2026-04-30T16:00:46+00:00","description":"Shopify is reportedly seeking regulators\u2019 permission to offer more financial and payment services to merchants.","breadcrumb":{"@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#primaryimage","url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg","contentUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg","width":1200,"height":720,"caption":"Shopify"},{"@type":"BreadcrumbList","@id":"https:\/\/www.pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.pymnts.com\/"},{"@type":"ListItem","position":2,"name":"Shopify Seeks Regulators\u2019 OK to Become Money Transmitter"}]},{"@type":"WebSite","@id":"https:\/\/www.pymnts.com\/#website","url":"https:\/\/www.pymnts.com\/","name":"PYMNTS.com","description":"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.","publisher":{"@id":"https:\/\/www.pymnts.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.pymnts.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.pymnts.com\/#organization","name":"PYMNTS","url":"https:\/\/www.pymnts.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.pymnts.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/05\/PYMNTS_2023_logo_black-1.png","contentUrl":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/05\/PYMNTS_2023_logo_black-1.png","width":3329,"height":687,"caption":"PYMNTS"},"image":{"@id":"https:\/\/www.pymnts.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/pymnts\/","https:\/\/x.com\/pymnts"]},{"@type":"Person","@id":"https:\/\/www.pymnts.com\/#\/schema\/person\/9f0152ca483ca33a5d8121739eadfe4b","name":"PYMNTS","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/679fcf5c2ed5358e99e8e23b22e3b5d761e37bdb76fa7b0e13d8ecd9ff01bf88?s=96&d=blank&r=g","caption":"PYMNTS"},"description":"The latest global news and analysis in payments, retail, fintech, financial services and the digital economy.","sameAs":["https:\/\/www.facebook.com\/pymnts","https:\/\/www.linkedin.com\/company\/pymnts-com","https:\/\/x.com\/pymnts"],"url":"https:\/\/www.pymnts.com\/author\/pymnts\/"}]}},"parsely":{"version":"1.1.0","canonical_url":"https:\/\/pymnts.com\/news\/regulation\/2026\/shopify-seeks-regulators-ok-to-become-money-transmitter\/","smart_links":{"inbound":0,"outbound":0},"traffic_boost_suggestions_count":0,"meta":[],"rendered":"","tracker_url":"https:\/\/cdn.parsely.com\/keys\/pymnts.com\/p.js"},"jetpack_featured_media_url":"https:\/\/www.pymnts.com\/wp-content\/uploads\/2023\/01\/Shopify.jpg","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3695571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/comments?post=3695571"}],"version-history":[{"count":3,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3695571\/revisions"}],"predecessor-version":[{"id":3695930,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/posts\/3695571\/revisions\/3695930"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/media\/1447449"}],"wp:attachment":[{"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/media?parent=3695571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/categories?post=3695571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.pymnts.com\/wp-json\/wp\/v2\/tags?post=3695571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}